Dowsing v State Insurance Ltd - [1996] 3 NZLR 622

Contract — Agency — Insurance — Insured's yacht running aground when in charge of insured's son — False claim details given by son — Whether insured adopted claim details — Recklessness by insured about son's answers to questions on claim form — Whether son agent of insured.

Insurance — Agency — Insured's yacht running aground when in charge of insured's son — False claim details given by son — Whether insured adopted claim details — Recklessness by insured about son's answers to questions on claim form — Whether son agent of insured.

Agency — Authority of agent — Contract of insurance — Insured's yacht running aground when in charge of insured's son — False claim details given by son — Whether insured adopted claim details — Recklessness by insured about son's answers to questions on claim form — Whether son agent of insured.