F.A.M.E. Insurance Company Limited v McFadyen - [1961] NZLR 1070

Insurance — Motor vehicles — General exception relieving insurer if insured under influence of intoxicating liquor — Test as to whether applicable — Condition exonerating insurer in event of untruth or suppression in claim — Applicable only where insured guilty of moral obliquity — Whether cost of hiring substitute vehicle recoverable.