Foster v Standard Insurance Co of New Zealand Ltd - [1924] NZLR 1093

Insurance — Statements in Proposal — Car bought on Credit — Merging of Account in Money secured by Bill of Sale over Car — No Question in Proposal asking whether Car was encumbered — Statement in Declaration of Loss that no other Person had any Interest in Car — Whether there was Concealment. Nondisclosure, Fraudulent Misrepresentation, or Breach of Warranty.