Maulder v National Insurance Company of New Zealand Ltd - [1993] 2 NZLR 351

Insurance — Liability of insurer — House and contents policies — Insured husband and wife — Arson by husband — Validity of innocent insured's claim — Whether policy composite or joint — Principles of interpretation — Contra proferentem — Effect of nature of insured's interest in property on interpretation — Relevance of Matrimonial Property Act 1976 principles — Mortgagees' claims.