Mount Albert City Council v New Zealand Municipalities Co-operative Insurance Co Ltd - [1983] NZLR 190

Insurance — Insurer's liability for "accidental damage to property" — Local authority claimed indemnity under public liability policy for damages and costs incurred by it as an unsuccessful defendant in an action for negligence (Council had failed to exercise reasonable care in issuing a building permit) — Whether Council's liability arose from "accidents . . . in respect of . . . accidental loss of or damage to property" — Whether exception clause excluding cover for "advice" applied.