Blackley v National Mutual Life Association of Australasia Limited - [1970] NZLR 919

Insurance — Personal insurance — Life — Existing policy loaded due to prior malignant growth — Further proposal through agent for Australian principal — Medically examined — Proponent later in hospital for brain surgery — Material alteration in risk — Agent aware but did not inform principal — Insurer offering completion as select risk — Duty of proponent — Insurer repudiating liability.