Blackley v National Mutual Life Association of Australasia Limited - [1972] NZLR 1038

Insurance — Personal insurance — Life insurance — Formation of contract — Existing policy loaded — Further proposal through agent — Medically examined — Proposer admitted to hospital for brain surgery — Duty to disclose facts and all events but not suspicions or opinions — Facts disclosed to agent — Knowledge of agent imputed to principal — Binding contract concluded — Policy not issued.

Agency — Relations between principal and third parties — General — Knowledge of agent imputed to principal.