Commerce Commission v Sportzone Motorcycles Ltd (in liquidation) - [2014] 3 NZLR 355

Commercial law — Credit contracts — Establishment fees — Other credit and default fees — Required degree of connection between creditor's costs and activity for which fee charged — Whether fees unreasonable because included costs insufficiently connected with activity — Whether difference between costs “in connection with” and costs “in relation to” matters giving rise to fee — Fees for credit checks by third parties — Whether such fees required to be separately disclosed — Whether sufficient to include as part of disclosed establishment fee — Credit Contracts and Consumer Finance Act 2003, ss 17, 41, 42, 43 and 44.