Hill v National Bank of New Zealand Ltd - [1985] 1 NZLR 736

Bankers and banking — Dishonour of cheques — Contract — Breach — Implied term — Oral agreement — Subsequent conduct — Business partnership's accounts exceeded overdraft limit and bank dishonoured four cheques — Each cheque was marked "R/D" and returned to payee — Interpretation of contract — Whether the bank was in breach of contract — Whether marking the cheques "Return to Drawer" was defamatory — Whether defence of justification succeeded — Liability for damages.